PROTECT UNBORN CALVES
with
Livestock Risk Protection
Protect your investment even before hooves hit the ground.
What calves are eligible
to be insured?
• Calves still nursing the cow, and those purchased, are eligible for LRP coverage under any weight class they qualify for based on expected selling date and LRP ending date choices.
• Unborn Calves are also eligible to be covered under the new policy rules.
• You can insure calves BOTH on the ground as well as unborn at current market values within the ending date choices offered through the LRP Program.
What time frames are my unborn calves eligible to be recovered?
• Unborn calves qualify for coverage under any ending date where prices and coverage are offered on any given day. You can view these choices directly on RMA’s website (https://public.rma.usda.gov/livestockreports/main.aspx) or for an easier viewing experience, with one of our partnering companies providing an easy to use quoter.
• You can insure your unborn calves up to the date you expect to sell them, provided coverage is offered by RMA on the daily pricing for the desired time frame. This doesn’t have to be exact, but we encourage producers to think in terms of what they are planning for operationally.
How are values determined and what weights qualify
for unborn calf coverage?
• Calves up to 599 pounds at the expected ending dates are eligible to be covered.
• Unborn calves are covered under the assumption of 50% bull calves and 50% heifer calves.
• Coverage prices are derived by applying the price adjustment factor for unborn calves to the base price of weight 2 steers (steers that are 600 pounds and over). The same adjustment factor will be applied to the feeder cattle index (CME) at settlement time to calculate any potential indemnity (loss) payment on the ending date of the coverage.