Lack of rainfall can be the worst peril a farmer or rancher meets.

It’s not a matter of if, but a matter of when this issue will rear its ugly head at the livelihoods of farmers and ranchers across our region. That’s why these rainfall index programs that became a part of the federal crop insurance world have garnered so much attention. By utilizing either the Pasture, Rangeland and Forage program or the Annual Forage program, you will no longer worry about what you’ll do come the next drought. These programs are excellently crafted to provide steady coverage in short and long term droughts. And no waiting on your payments for months to years either, you’ll see the relief from these programs much sooner than you would think!

These rainfall programs are designed to pay you more money in claims than it costs you in premiums. Alterations to how farmers and ranchers receive financial help from Uncle Sam happened with the implementation of subsidized crop insurance, and with the 2014 Farm Bill, it became quite apparent that subsidies for insurance were much more popular with U.S. citizens compared to the often misunderstood direct payments of the past. 

We can show you, for your exact acres, what participating in these rainfall programs would have done for you in the past 20 years. A snapshot of the years it would have cost, and how much, and the MANY years it would have put cold hard cash in your pocket — or bank account — and how much. This historical report is free, and even though the next 20 years won’t look exactly like the last 20, it’s a good place to start collecting the funds you’ve been missing out on in the past.

The prices for these programs are set by the RMA (Risk Management Agency under the USDA). There are only a select few insurance providers that can help you with your crop insurance needs. This is why choosing an agency and agent is paramount — it’s the only thing that can vary! We are committed to crafting a tailored rainfall protection program for you, with as little effort possible on your part. We go the extra mile to ensure that you will see every penny possible during your rainfall protection coverage period.

Already have a crop insurance agent you value? That’s great!

At AgDefense, we do not require you to move any existing MPCI business to utilize our efforts for your rainfall protection plans. We admire good MPCI agents that have done right by their customers for years. Multi-Peril Crop Insurance is a complicated product and often inhibits agents from being able to learn about newer products not directly related to harvest/row crops. That’s where we are willing to fill in the gaps! Rainfall is our “house specialty.” And we are happy to serve you only in that area if that best fits your needs.